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Multi-Factor Authentication Guide from PCI Security Standards Council

The intent of multi-factor authentication (MFA) is to provide a higher degree of assurance of the identity of the
individual attempting to access a resource, such as physical location, computing device, network or a database.
MFA creates a multi-layered mechanism that an unauthorised user would have to defeat in order to gain access.
This document describes the industry-accepted principles and best practices associated with multi-factor
authentication. The guidance in this document is intended for any organisation evaluating, implementing, or
upgrading a MFA solution, as well as providers of MFA solutions.

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